Free, confidential financial guidance — built around the realities Palestinian families face.

What we do

Practical help with the financial decisions that matter most.

Budgeting & cash flow

Build a realistic spending plan around uncertain income — and find where money can go further.

In person or online

Income-shock planning

Restructure life around income that has suddenly stopped, dropped, or become unpredictable.

In person or online

Debt management

Prioritise, reschedule, and prepare to negotiate your debts — from bank loans to instalments.

In person or online

Post-dated cheques

Anticipate due dates and renegotiate terms before a cheque is dishonoured, given the legal stakes in Palestine.

In person or online

Accessing finance

Guidance on grants, microfinance, loans, and incubator programmes you may qualify for.

In person or online

Financial literacy

Group workshops for communities, students, and organisations to build everyday money skills.

Group sessions

Referral & navigation

When a need falls outside what we do, we point you to the right support — legal aid, banks, microfinance institutions,etc.

Sharia-compliant guidance

Where it matters to you, we work within interest-free, Sharia-compliant options.

How we work

Free, confidential, and built around you — in four steps.

1

Assessment

We get to know your situation — what led here, what matters most to you, and exactly what you owe and own.

2

Goal setting

Together we set realistic goals that are yours: a spending plan, a debt plan, a small cushion, and stability around an uncertain income.

3

Action steps

We build the practical plan — usually a spending plan, and where debt is a burden, a debt plan.

Spending plan — in order

Review spendingNet incomeReallocateTrack 30–60 daysCompare

Managing debt

Post-dated chequesBank loansSalary-deductionMicrofinanceFamily & shop
4

Accountability

We help you follow through and approach your own creditors — coaching you on what to pay first:

Keep the homeProtect your incomeMeet legal obligations

We coach you to act — we never negotiate with creditors for you.

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